How To Make Time For Your Finances With a Busy Life

How To Make Time For Finances With a Busy Life

Staying on top of your finances plays a major role in whether you achieve your money goals. When you have a life full of career, family and personal demands on your plate, a regular review of your spendings, savings, and debts can fall by the wayside.


If you feel like all the responsibilities in your life keep you from creating a budget or logging into your online financial account, even once a week, use these hacks to help you manage your money.


Add Money Reminders To Your Calendar

Spending time on your finances deserves to be prioritized like every other important event in your life.


Consider adding recurring money check-in dates to your calendar as you set up a meeting at work, or a doctor's appointment for yourself or your family.


For example, you can schedule a time to check your financial accounts daily, update your actual spending in your budget bi-weekly, get competitive quotes for vehicle insurance coverage quarterly, and review of your retirement contribution and tax withholding amounts annually.


Review Your Money From Your Phone

It can be challenging to routinely log in to all your different banking, creditor and service provider accounts to maintain a full understanding of where your money stands.


Overcome this challenge by using mobile apps, like Mint, that pull together all your account balances, upcoming bills, summarize the progress towards financial goals and offer the ability pay bills right from your phone.


Also explore signing up for text alerts from your financial institution, to receive messages with account balances, transaction activity, and even bill due dates to your mobile phone, when it's available.


Tackle Major Money Tasks Separately

Important financial tasks like switching financial institutions, updating beneficiary designations, disputing charges, changing payment account information, rolling over an old retirement account or changing your legal name after a marriage, take more time and effort than a quick review of your account activity.


Although you might be tempted to procrastinate, pacing yourself and tackling these tasks separately, is a better approach. 


Take into account how much time you’ll need for each task and aim to complete one task each or every other week.


Take a Personal Day for Your Finances

Whether your employer offers an official Financial Fitness Day or not, taking some personal time off to tend to your finances is well worth it.


Use this time to schedule your money reminders for the next 6 months, develop your budget, open a separate savings account at a brick and mortar location, one town over, or tackle those long overdue financial tasks, all in one day.


You’ll never be able to get more than 24-hours in a day, but with a few strategic moves, you can easily prioritizing the time you need to maintain your financial well being.

Melisa Boutin

Melisa Boutin runs the website, where she provides personal finance resources for Millennials.
What she's most passionate about: She is passionate about helping Millennials in the U.S. and the Caribbean makes the most of their money, starting with tackling student loans.
Her Clever Girl Super Power:  her resourcefulness. She has a knack for finding the information she needs to get to where she wants to be. 
Keep up with her: Via her website at